Personal Insurance

Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.

Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

Flood insurance covers losses directly caused by flooding. In simple terms, a flood is an excess of water on land that is normally dry, affecting two or more acres of land or two or more properties.

Classic car insurance protects your collectible vehicle through liability, comprehensive, collision, and other specialized coverages. Antique cars often maintain or increase in value, so classic car insurance typically covers yours up to an agreed value; regular car insurance might not provide as much coverage.

Personal umbrella insurance is a type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto or homeowners insurance.

Collectibles insurance covers items that make life more enjoyable and interesting, like fine art, musical instruments, sports memorabilia, and wine collections.

Camper- RV insurance provides protection if you cause injuries or damages to others, and can also cover the cost of damages to your vehicle if a covered incident occurs. You can choose from a variety of coverages that will differ depending on how you use your vehicle.

Renter’s insurance is a form of property insurance that protects tenants who live in a rented dwelling.

A motorcycle policy generally covers the cost of injuries to others and damage to their property when you’re at fault. Your own motorcycle can be covered for unexpected events such as theft, fire and damaging weather. Collision coverage pays for damage to your motorcycle if you hit another vehicle or an object

Farm and ranch insurance is a hybrid form of coverage meant to protect you both personally and commercially. Like a standard homeowners insurance policy, farm insurance covers your home, possessions and personal liability.

Landlords’ insurance is an insurance policy that covers a property owner from financial losses connected with rental properties. The policy covers the building, with the option of insuring any contents that belong to the landlord that are inside

Mobile home insurance, sometimes referred to as manufactured home insurance, may cover damage to your mobile home, personal belongings, and liability claims if you’re responsible for someone else’s damages or injuries.