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Commercial Insurance

Your commercial and business insurance is our priority! Allow us to use our expertise to help you get what you need.

Bid Bonds

A bid bond is issued as part of a supply bidding process by the contractor to the project owner, to provide guarantee, that the winning bidder will undertake the contract under the terms at which they bid

Business Owners

A business owner’s policy is a special type of commercial insurance designed for small and medium-sized businesses

Buy-Sell Agreements
Many business owners choose one of two buy/sell agreement life insurance plans
Commercial Packages
A Business Owner’s Policy (BOP) combines business property and business liability insurance into one business insurance policy.
Commercial Property

Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism.

Contractor Liabiliity
Contractor’s liability insurance covers claims arising out of damage a contractor causes to a third party. This is one of the most important coverages a contractor can get, because it covers the liability risks associated with your ongoing operations (while at the job site).
License & Permit Bonds
A license and permit bond is one that is required by a municipality or other public body as a condition to granting a license or permit to engage in a specified activity, this bond guarantees that the party seeking the license or permit (the obligor) will comply with applicable laws or regulations.
Workers Compensation
Workers’ compensation insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses.
Commercial Umbrella
Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits
Notary Bonds
A Notary bond is a financial guarantee Notaries purchase from a surety company. The bond ensures that, as a Notary, you will fulfill all obligations to protect the public from financial harm resulting from any wrongdoing on your part when performing notarial duties.
Restaurant Insurance
Insurance helps protect the restaurant business you’ve worked hard to build, while helping keep it moving forward. No matter how hard you try to make sure everything is perfect, problems happen. And we’re here to help if they do.
Lessor's Risk
Lessor’s Risk Only, also known as LRO, is a kind of small business insurance for commercial landlords.
Business Auto
Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks and vans
Key Person Planning

Key person planning, also referred to as key man insurance, is a way to protect the company from going under in case something happens to the MVP. It is a life insurance policy where the beneficiary is the company.

Performance Bonds
A performance bond, also known as a contract bond, is a surety bond issued by an insurance company or a bank to guarantee satisfactory completion of a project by a contractor.
Public Official Bonds

A bond given by a public officer, conditioned on the faithful performance of the duties of office.

Fiduciary Bonds
A fiduciary bond, also commonly referred to as a probate bond or estate bond, is a type of legal tool that protects beneficiaries, heirs, and creditors in the case that a fiduciary doesn’t act with integrity or fails to carry out their duties.
Construction Bonds
A construction bond is a type of surety bond used by investors in construction projects. Construction bonds are a type of surety bond that protects against disruptions or financial loss due to a contractor’s failure to complete a project or failure to meet contract specifications
Labor & Material Bonds

The Labour and Material Payment Bond is a type of insurance that is used to guarantee that subcontractors and material suppliers are paid for the work and material they supply on the job.

Auto Repair Insurance
Typically known as auto service and repair insurance, or sometimes as garage insurance, it protects against a wide variety of liabilities often faced by garage owners, an auto body shop or auto repair shop.
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